Rates and conditions for Russian residents*

Purchase and transfer limits
User statuses
Unidentified
Simply
identified**
Identified***
Balance limits in
crypto wallets
Not available
No limits
No limits
Balance limits in
a fiat wallet
Not available
60,000 rub. or
equivalent in another currency
600,000 rub.
Single
payment limit
Not available
60,000 rub. or
equivalent in another currency
300,000 rub.
Monthly payment
limit
Not available
200,000 rub. or
equivalent in another currency.
No limits

* Citizens of other countries can use the FATF recommendations
** All users that are Russian citizens when registering in the Joys Wallet mobile app pass a simplified identification.
*** How to pass full identification?

In the office of the Non-Banking Financial Company "RIB", LLC
24 Frunzenskaya Quey, Frunzenskaya Metro Station, Moscow,
Mon-Fri 9.00 a.m. 7.00 p.m. without lunch brake.
You must have an internal passport (or other identification document) with you, non-residents of the Russian Federation are additionally required to have a document confirming the right to stay on the territory of the Russian Federation (visa or migration card).
Form Application for Identification is herein.
By sending notarized copies of documents

For this, you need:

  • to fill in Application for Identification in the prescribed form,
  • certify with a notary`s signature the copy of your identity document,
  • send the original Application and the certified copy of your identity document to the Non-Banking Financial Company "RIB", LLC, 119146, 24 Frunzenskaya Quey, Moscow.
Transfers
Payment currency type
To other wallets
Cryptocurrencies
At blockchain rates
Payment
Payment currency type
Paying in JOYS
Paying for goods
and commission in a non-JOYS payment currency
Paying
in fiat
currencies
Commission amount
Only GAS
For free*
For free

* until September 30, 2019, then +3%